Hyundai Finance®.
Our financial services help you get behind the wheel of a new car sooner. We also ensure your car’s finance is engineered to comfortably suit your budget and lifestyle.
Hyundai Finance® offering you more.
We streamline your finance application, to make Hyundai Finance® a convenient way to finance your new car. Decide on your car and apply for finance at the same time when you visit Ralph D'Silva Hyundai.
Hyundai Guaranteed Future Value.
A Guaranteed Future Value[1] Loan works like a financial safety net, providing reassurance that you won’t owe more than what your car is worth at the end of your loan term (subject to meeting the agreed kilometres and Fair Wear and Tear requirements).What’s more, you’ll enjoy flexibility at the end of your loan term, as you can choose whether you trade-in, keep or return your vehicle.
Personal Car Finance.
A consumer loan can be personalised to suit your budget and lifestyle. Our flexible and reliable finance options come from car finance experts, offering practicality and affordability. Plus, once your last payment is made, the car is yours to keep.
Business Car Finance.
If you’ll use your vehicle for work more than half the time, then a Business Loan may be a smart way to pay. Our business finance solutions offer flexible repayments, potential tax benefits and a streamlined application process. We’ll help you tailor your finance around your business needs, so you can grow your business with confidence.
Why choose Hyundai Finance®?
A convenient way to finance.
We know your time is valuable. At your local Hyundai Finance® dealership, you can choose your car and apply for finance at the same time. Our streamlined application process is designed to get you behind your new Hyundai sooner.
Choose your timeframe.
You can personalise your loan by choosing how long you want it for. We provide finance terms from between 24 months up to 84 months and 24 to 48 months for Guaranteed Future Value (GFV) loans.
Competitive fixed interest rate.
Your personalised interest rate is tailored for you. What’s more, your repayments are fixed for the life of your loan. You’ll always know what your repayments will be and you’re protected from the risk of rising interest rates – that means you can plan your budget with confidence.
Afford the inclusions you want.
You may have the option to include more than just your car in your Consumer or Business Loan. You may add car accessories, servicing and your on-road costs – such as your first year’s CTP insurance and registration.
Flexiblity
You can make extra repayments to reduce the length of your loan. However, if you pay out your loan early, you may be required to pay a fee.
Repayments to suit your needs.
One way to reduce your repayment amount is to pay a deposit up front. Or you can add a balloon payment at the end of your loan. A balloon is a payment that you make at the end of your loan in exchange for lower repayments during the life of your loan. Note that the convenience of a balloon payment can cost you more in interest.
How Hyundai Finance® works.
Your car finance journey starts here - calculate your estimated repayments online[2] and contact our Finance team to arrange a quote.
Step 1: Calculate your estimated repayments online.
Use our flexible loan calculator below to research what your loan repayment options may be.
Step 2: Get expert guidance.
Our finance specialists are here to help with any questions you may have. Visit your nearest Hyundai Finance® dealership or give us a call to explore your financing options.
Step 3: Apply for the loan.
Choose a finance solution that suits you, apply for the loan and (if approved) sign your contract and drive away in your new Hyundai.
Common finance questions.
To help you get you started, below are some commonly asked questions along with their general answers.
- What do I need to apply for finance?
Your local Hyundai Finance® dealer’s Business Manager will work with you to design your car finance around your budget and make getting finance for your new car as simple as possible. Please have the following documents ready to confirm your identity and so we can better understand your financial position.
- Proof of identity - current driver’s licence.
- Proof of income - 2 most recent and consecutive pay slips. Alternatively, you can simply upload your bank statements through our secure portal at your local Hyundai Finance® dealer (most Australian online bank accounts supported).
- Proof of residence and rent – rental statement or tenancy agreement if you're currently renting.
- What is the eligibility criteria for a Business Car Loan?
Business finance is different from personal loans and requires additional criteria based on your business structure. These may include:
- Proof of ABN and business registration
- BAS and bank statements
- Business financials (depending on your business's operating history)
Your business manager will advise on the specific information required.
- What happens at the end of my finance period?
This depends on your chosen finance option. For many, it means owning the car outright, while others may have different options. You could trade in the vehicle, return it and use the Guaranteed Future Value to repay the loan balance, or upgrade to a new model with a new finance contract (subject to lending criteria and T&Cs apply). You may also choose to apply to refinance any outstanding balloon amount (this would be subject to our standard assessment criteria, terms and conditions).
Disclaimers.
Finance is provided by Hyundai Capital Australia Pty Ltd ABN 42 611 226 316 Australian Credit Licence 554051 trading as Hyundai Finance®. For approved applicants only. Terms, conditions, fees, charges and eligibility criteria applies..
The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Hyundai Finance® is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
1 The Guaranteed Future Value (GFV) is the minimum future value of your new or approved demo Hyundai set out in your contract. At the end of the term, you can sell your car to us, and we will pay the GFV which will be put against your final payment, provided you're not in default under your contract and subject to fair wear and tear requirements and agreed kilometres being met. Approved applicants only. Terms, conditions, fees, charges and lending criteria applies.
2 This calculator is indicative only, and does not take into account your personal circumstances, finance offer changes, fees, charges and interest rate differences. The results of this calculator should not be relied upon for the purpose of a loan application, and are not an offer for the purpose of obtaining finance.
Ralph D'Silva Hyundai
Ralph D'Silva Hyundai - Sales
573-603 High Street, Preston VIC 3072
Phone: 0468008426
Fax: (03) 9478 4210
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